PayTo use cases

PayTo provides a broad, scalable and secure solution for third party payment initiation for account-to-account payments. PayTo has been developed by NPP Australia and the financial services industry

Contact your bank, financial institution or payment service provider to find out how your business can access PayTo

PayTo supports a range of use cases

A modern alternative to direct debit

PayTo solves many of the current challenges with direct debit to deliver improved outcomes for businesses and consumers

An integrated digital payment solution

PayTo can be used for in-app and e-commerce transactions, including one-off, ad-hoc or 'account on file' payments

Real-time payments with QR codes

Businesses can use PayTo together with QR codes to transform the customer experience, online or instore

Payment of eInvoices

PayTo can be used to support elnvoicing so businesses can get paid faster. Payment times can be significantly reduced and the procure-to-pay process transformed