The future of regular payments is PayTo
PayTo® is a modern digital payment solution offering a fast, easy and secure way to pay. It gives consumers more visibility and control over their payments, and enables merchants and businesses to initiate real-time payments from their customers’ bank accounts.
PayTo is a service offered by banks, financial institutions and payment service providers in Australia. PayTo is an initiative of Australian Payments Plus and developed in collaboration with the industry.
Payments that keep business moving
More for businesses
Remove the uncertainty of receiving payments from bank accounts with real-time account validation.
Notifications when a PayTo agreement is paused, changed or cancelled will help you maintain customer relationships.
PayTo agreements contain more information to support easy matching and reconciliation.
Real-time account validation and funds availability check helps reduce errors and exception processing to ensure business can run that little bit smoother.
Contact your bank, financial institution or payment service provider to find out how your business can access PayTo.
Use your bank account to pay your way
More for consumers
PayTo is an easy way to authorise and control payments from your bank account.
PayTo agreements must first be authorised in your internet or mobile banking app, by you, before any payments go out.
View and manage your PayTo agreements in your internet or mobile banking app.
Use your PayID to easily set up a payment to a business or merchant. You can also use your BSB and account number.
PayTo is brand new. Your bank, building society or credit union will let you know once it is available on your account.
